Annual vs monthly — should I switch?

See how many months an annual plan takes to pay off, your yearly savings, and whether it’s worth it for how long you’ll actually use it.

🔒 100% on-device · no account · nothing uploaded
12 months
0
breakeven
month
0%
annual
discount
$0
savings
per year
Worth knowing

Before you prepay a year

Make sure it’s not overlapping with a service you already have — OverlapAudit checks duplicate spend in 30 seconds.

Check for overlap →

Sticking with monthly?

If you might quit soon, keep monthly — and if you decide to cancel, Cancel & Refund Helper writes the message for you.

Get a cancel script →

Don’t know your full subscription bill?

SubScan audits every subscription you’re paying for — free, on-device, no bank login.

Audit my subscriptions →
🎯 See all 5 free money tools →
Pure math, runs entirely in your browser — nothing is uploaded. Annual plans are usually non-refundable if you cancel early; this estimate assumes prices stay the same.